Unlock Liquidity

Get Cash today, from a home you already own


Homebase allows you to unlock equity even in your current property to pay off debt or renovate your home

How it works


Apply Online

Fill out a 5-min online application. A member of our team will contact you, and explain how Homebase works.

Tell us about your home

We’ll learn more about your property, your current financial situation, and agree on the amount of equity (up to 90%) that you want to unlock.

Complete transfer together

We’ll work with you to complete the transfer process and paperwork to get your cash, together

Homebase gives you cash

Congratulations! You get cash to use for any of your own expenses, and still can live in/rent out the property!

Common Questions

Which properties can I unlock cash from?

Homebase can finance almost any class of real estate so long as we believe that we are investing together in a stable asset without legal/other issues. At the end of the day, we’re commited to work with in the most flexible and best possible way.

How much equity can I unlock?

We look at factors like your annual household income, assets and credit / debt obligations to determine the maximum value of the home that we can unlock for you. After you fill out a 5-min application, Homebase staff will explain exactly what you will need to qualify.

How is the fair market value of the property determined?

If the property is going to be sold, the fair market value is simply the price at which the property is sold. Otherwise, we agree on a pre-set schedule from Day 1 so you have full transparency from the start.

What is the maximum value that I can unlock?

Homebase can help you unlock up to 90% of the home value - this means 90% of the value in cash that you can spend and use for your personal expenses! For an exact value, our team will examine the property and your personal financial circumtances.

Can I still live in/rent out the property?

Absolutely. Even with the home equity unlocked, you’re still able to live in or rent out the property as you wish.

Can't find your question?

We’re happy to help! Contact us at hello@gethomebase.com

At Homebase, we believe that everyone should be able to own a home. We make financing work on your terms, designed specifically for your life circumstances.

Can I make improvements to my home?

At Homebase, we’re committed to transparency in our pricing and fees

1

Initial Contribution

At the beginning, we will jointly determine a split of the property, on which you only would have to pay a low flat fee (1%) on the Homebase-unlocked portion.

2

Monthly Rent and Savings

Every single month, most of your payment will contribute towards re-accuring ownership, and the remaining goes towards rent on our portion.

3

When you decide to Sell

If you decide to sell, we’ll split the proceeds accordingly based on your current ownership. That’s it, no other fees or costs!