Technically, you are not getting a loan but rather an installment payment plan, so calling it an "interest rate" would not be accurate; however, for simplicity, the effective "interest rate" you will be charged is typically the prevailing bank loan interest rate plus an additional 3% per annum that you will have to pay the investor, but it can be negotiated in certain circumstances.

Yes, you can exit the contract early / buy out the property in advance. In fact, this often happens when you can subsequently qualify for a bank loan yourself after having saved up enough deposit for the property after a few years.

To exit early, all you have to do is to pay the investor all the balance amount of the property purchase price, and any other unpaid amounts. Once all payments are settled, the property will be transfered into your name.

The process can be as short as a few weeks to as long as a couple of months. Usually, the delays are in finding a suitable home-owner for the investor, and vice versa. 


We will match you with an investor who will provide the financing for the purchase of the property. The property will initially be under the investor's name until you are ready to buyout the property and have paid up the full property price. Meanwhile, you can continue to live in the property, rent out, or renovate the property as you see fit.

Yes, you may sell the property to someone else during the term of the contract so long as all outstanding payable amounts are paid off during the closing process. Note that you are responsible for sourcing for any potential new buyers yourself.